Author: gbj2e
Thinking about refinancing your mortgage? If you’re like a lot of homeowners, you start eyeing this option when interest rates dip or your finances shift. Refinancing can save you money by lowering your monthly payments, shortening your loan term, or sometimes both. That can add up to thousands in savings over the life of your mortgage. The main way you save is by locking in a lower interest rate, which cuts down the total interest you pay. But not everyone benefits from refinancing. You’ll face closing costs and fees—usually somewhere between 2% and 5% of your loan amount. To figure…
Cape Town rising talent MEME makes an uncompromising statement with his debut project solely produced by Inspector Beats, “WHAT”, a 10-track album with zero features, just pure, undiluted artistry. From boom bap’s gritty soul to grime’s razor-sharp edge and jazz rap’s smoky textures, this project is a one man showcase of MEME’s versatility, vision, and unshakable confidence. “Africa is full of creative talent, and I’m one of them,” he declares, turning his life’s journey into a lyrical and sonic odyssey. No collaborations, no distractions, just MEME’s voice, his beats, and his truth. WHAT. isn’t just an album; it’s a manifesto for the self-made.
Before he left office a few years ago, Donald Trump pardoned Kodak Black and Lil Wayne, who were both facing pretty serious charges. The former has still landed himself in a bunch of legal trouble since, but Wayne has mostly stayed out the way. Trump also was vocal about freeing A$AP Rocky, though the rapper said that it ended up being little help.Now, another rapper has benefitted from a Trump pardon.A WH Official tells FOX, POTUS today has signed:Pardons:John G. Rowland – Fmr Gov. of CTKentrell Gaulden “NBA YoungBoy” Michael Grimm, fmr NY RepKevin Eric Baisden Mark C. Bashaw Todd…
Product Description Perfect Boom Arm: Suspension boom arm stand fit your Blue Snowball Mic suitable. Max support weight is 3 Pound (1.4 KG). Easily adjust the mic to the suitable angle or height.Professional Windscreen: Foam pop filter designed for Blue Snowball Ice microphone with high quality acoustic foam material, filter the unwanted background noise to improve your sound quality.Stability: Mic boom arm is dual suspension springs on each boom arm, prevent the microphone from shaking, sinking and making noise.Wire hider: Wrap the cable management sleeves around your cords and within a few seconds you can…
In the scenario where you’re living to 99 and 100, the tax and probate on the final estate drops to the 3% to 4% range, again the TFSA is larger and the RRIF is smaller. Drawing the extra $45,000 and $70,000 early from the RRIF resulted in less final tax but also a smaller estate. What marginally worked was drawing enough to deplete the RRIF by age 90. There was no difference with the 3% return scenario, but the 7% scenario had a $31,000 advantage. In the age 99-and-100 scenario, there’s still no difference with the 3% return solution, but,…
Maneuvering the intricacies of long-term disability benefits: eligibility and how to apply can feel overwhelming, especially when facing health challenges that impact your ability to work. Understanding the basics of the process is the first vital step towards securing the financial support you need during a challenging period. Below is a guide to demystify the process, outlining the crucial eligibility criteria and providing a step-by-step approach to submitting a successful claim. Understanding Long-Term Disability Benefits What are long-term disability benefits? And how do you apply for long-term disability? Long-term disability (LTD) benefits are designed to replace a portion of your…
In an age where playlists are meticulously curated down to the sub-genre and sub-culture, where a track’s hybrid style must fit a neat category or risk being lost in the streaming ether, one artist challenges the notion that labels are a prerequisite to musical appreciation. His name is SXNTYLR, and he’s just released his latest EP. But it’s not a rap EP, or a jazz fusion EP, or even an R&B EP — it’s a testament to artistry, with a little deprecation towards labels.Breaking Grounds and Melding SoundsTo understand SXNTYLR’s message, you first have to immerse yourself in his music.…
Source: Ethan Miller / Getty / Shaboozey / Megan Moroney Shaboozey couldn’t keep a straight face when Megan Moroney made an egregious claim about who created country music, and thankfully, it was caught in 4K. The “A Bar Song (Tipsy)” singer went viral for not being able to keep a poker face, and understandably so after fellow country artist Megan Moroney had the audacity and caucasity to credit The Carter Family as the inventors of country music. It was one of the head-scratching moments during the 2025 American Music Awards that garnered plenty of reactions on social media. While presenting…
Product Description Capture your voice with ultimate clarity. This black lavalier microphone is a high-quality mic with a 1/8″ screw-down lock connector that provides a secure connection. Its small body and color variations make it suitable for a wide variety of uses such as film/video shooting, live events, and lectures. Omnidirectional lavalier microphone. Microphone specifications include -42dBV/PA sensitivity, 115dB SPL maximum level, and a 5.2 ft (160 cm) cable. The package comes with a windscreen and mounting clip. Matching lapel clip and windscreen. Ensuring a clean, crisp look as well as excellent audio performance in…
Thames Water, the UK’s largest water company, has been fined £122.7 million by Ofwat, the water regulator, for serious failures in its wastewater operations and improper dividend payments. This is the largest penalty ever issued by Ofwat. £10 sign up bonus: Earn easy cash by watching videos, playing games, and entering surveys.Get a £10 sign up bonus when you join today.Join Swagbucks here >> What went wrong? Of the total fine, £104.5 million relates to breaches in wastewater management, including pollution incidents and infrastructure failures. An additional £18.2 million penalty addresses improper dividend payments made in 2023 and 2024, despite…